
	Don't forget to factor in closing costs when considering a home sale or purchase. Charles Rutenberg Realty, LLC is experienced at helping both buyers and sellers when it comes to closings. E-mail or call us today at 954-818-4743 if your needs include a professional REALTOR^® ready for the business side of real estate.

Expected closing costs

There are certain basic fees related to closing the sale of a house. These fees are commonly split between the buyer and seller, as spelled out in the sales contract. Many are customary, but there are nuances to each, so you'll want a real estate expert in Florida to help guide you through the transaction.

Loan-related closing costs (Details)

Points (optional)
Appraisal Fee
Credit Report
Interest Payment
Escrow Account

At closing, these taxes are usually collected (Details)

Property Taxes
Transfer Taxes and Recording Fees

At closing, these fees are often due (Details)

Homeowners Insurance
Flood or Quake Insurance (optional)
Private Mortgage Insurance (PMI) (optional)
Title Insurance

Sellers: As we hammer out your deal, I'll not only work to get the optimal sales price, but I'll also campaign for lower closing costs. And once we've arrived at an agreement, I'll describe in detail the closing costs so you know exactly where your money is going.

Buyers: If you're buying a home in Broward County, you'll be given a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's prior experience and is required to be within an acceptable range so you're not startled when you arrive at closing time. I'll be glad to look at the GFE with you, answering your questions and highlighting any estimates that seem off.